Velko app icon

Velko

Water sports gear rental · Launching in Portugal

Less owning.
More riding.

Rent great gear from local riders, schools and shops — or share yours. Velko is a peer-to-peer marketplace for kitesurf, surf, wing foil and SUP, built around trust: honest totals, separate deposits, and condition photos at every handover.

Coming soon to the App Store and Google PlaySee how it works

Built for

The premise

Great gear spends most of the year in a garage.

Water sports equipment is expensive, bulky and situational. Riders travel without the right kite or board for the conditions, while other riders have spare sizes that barely get wet. Schools and shops have gear to rent, but finding it means websites, WhatsApp and phone calls. Velko puts all of it on one map, bookable in minutes, with the trust built in that lending your own gear to a stranger needs.

4sports at launch: kite, surf, wing, SUP
1account to both rent and lend
2photo checks per rental, at pickup and return
Velko listing for a Duotone Rebel SLS 9m kite in Costa Nova at €50 a day, with condition, discipline and a Check availability button
Inside the app

From the map to the water in a few taps.

iPhone Duo

Unfold it, and the map comes along.

On the inner display of iPhone Duo, Velko stops making you choose: the feed sits beside the coast, search results beside the map, the photos beside the specs. Folded, it is the same one-handed phone app, and what you were looking at carries across.

Velko on the unfolded iPhone Duo: the Explore feed with a Duotone Rebel SLS 9m kite at €50 a day on the left, a full-height map of the Aveiro coast with price pins on the right
Velko search on the unfolded iPhone Duo: a map with a selected €30 pin and its Duotone Unit 4m preview on the left, filters and listing results on the right
Velko listing for a Duotone Unit 4m wing on the unfolded iPhone Duo: price, specs and the owner on the left, a full-height photo of a rider on the right
What it does

Trust before growth hacks.

Condition photos, clear deposits and transparent payouts matter more than urgency banners. Every flow in Velko is designed so both sides know exactly what they are agreeing to.

Search the map, not a group chat

Price pins on the coast you ride, with a list view and filters for sport and dates. Browsing works without an account.

Listings that know the sport

A kite is listed by size, a board by volume. The listing wizard asks only for what matters to that category and saves your draft as you go.

Money shown honestly

Rental total, deposit and owner payout are always separate lines. The deposit is held, never added to the rental price, and owners see their commission and exactly what they receive before they publish.

Condition on the record

Guided photo checks at pickup and return. A handover only completes once the evidence has uploaded, so both sides share the same record.

Plans made in the app

Real-time chat for every booking, with the rental pinned to the top of the conversation, so pickup times do not get lost.

Pro for schools and shops

A dashboard for rental fleets: today’s pickups and returns, active rentals, estimated payout and what needs attention.

How it works

The gear you rent. The gear you share.

Renting

The right gear for the conditions

  • Find a kite, board or foil near the spot you’re riding
  • Pick dates on the owner’s live availability
  • Pay in-app, with the deposit shown on its own
  • Photo check at pickup and return

Lending

Earn from the gear you’re not using

  • List in minutes, with forms built for each sport
  • Choose exactly when your gear is available
  • See your commission and payout before you publish
  • Get paid out through Stripe

Schools & shops

Your fleet, in front of local riders

  • The same marketplace, with no new booking system to learn
  • Multiple units and fleet availability
  • A daily view of pickups, returns and payouts
For owners

List your equipment for free. Earn when someone rents it.

That spare kite, the board that only comes out in big swell, the SUPs stacked at the back of the school: most gear spends more days dry than wet. Velko puts it in front of riders searching the coast you’re on, so it earns while you’re not using it. Listing is free, there’s no subscription, and Velko only takes a commission when a rental goes ahead — you see exactly what you’ll receive before you publish. We’re onboarding the first riders, schools and shops in Portugal ahead of launch.

Riders

Spare kite, board or foil?

  • List it in minutes, with a form built for that sport
  • You choose the price, the deposit and the dates
  • Condition photos at every pickup and return

Schools & shops

Put your rental fleet on the map

  • Reach riders searching the coast you’re on
  • Multiple units, fleet availability and a daily dashboard
  • Payouts through Stripe, and a reduced Volume Partner rate if you qualify
Pricing for owners

One simple commission. Nothing upfront.

Every owner starts as a Standard Partner at 12%. Rental businesses, schools, clubs and early partners can apply for a reduced rate. Renters pay the price shown — no service fee on top. Until the new pricing model activates, every owner pays the current 8% commission.Already-confirmed bookings keep their original commission. The new rates apply to future bookings after activation. See eligibility and fee details.

Standard Partners

Default for every owner

12% commission

  • Free equipment listings
  • No upfront subscription
  • Commission charged only on successful rentals
  • Clear and transparent pricing

€100 rentalyou receive €88

Volume Partners

By approval

10% commission

  • Reduced rate for qualified high-volume partners
  • Suited to rental businesses, schools, clubs and frequent equipment owners
  • Eligibility subject to approval

€100 rentalyou receive €90

Founding Partners

Open to new owners · by approval

8% commission

  • Special reduced rate for eligible early partners
  • A reward for supporting Velko from the beginning
  • Eligibility and duration governed by the published programme terms
  • Already listing on Velko? You keep 8% as a Founding Partner

€100 rentalyou receive €92

The commission is everything Velko takes from you: any VAT due is included, and Stripe’s card processing fees are paid by Velko out of its commission. Payouts reach your bank on Stripe’s payout schedule. Volume and Founding rates are by approval; Founding Partner eligibility and duration follow the published programme terms. See the Terms, section 6.

FAQ

Commission and payouts, answered.

How much is the commission, and which tier am I on?

Every owner starts as a Standard Partner, at 12% of the rental price. Volume Partners pay 10% and Founding Partners 8%; both are by approval. Your rate and exactly what you’ll receive are shown before you publish a listing and on every booking. On a €100 rental, a Standard Partner receives €88, a Volume Partner €90 and a Founding Partner €92.

Is listing free?

Yes. Listing your equipment costs nothing and there is no subscription. Velko only earns its commission when a rental goes ahead.

When is the commission charged?

Only when a rental goes ahead. The renter’s card is authorised when they send a request and charged when you accept it; Velko’s commission is deducted from that payment before your share is paid out. If the renter ends up with a full refund, Velko gives back its commission too, so you pay nothing on that rental.

How and when do I get paid?

Through Stripe Connect. Set up payouts in Profile → Payments & payouts; you need this before you can accept a booking. Your share of each rental is paid to your Stripe account when you accept the booking, and Stripe pays it out to your bank on Stripe’s payout schedule. Stripe’s card processing fees are paid by Velko out of its commission, not by you.

What happens if a rental is cancelled or refunded?

A renter can cancel a request for free before you accept it. After you accept, the renter gets a full refund if they cancel up to 48 hours before pickup, and no refund after that. If you cancel, the renter always gets a full refund. Whenever the renter gets a full refund, Velko gives back its commission, so you pay nothing on that rental.

Do renters pay any extra fees?

No. Renters pay the price shown before they book, with no service fee on top. If a listing has a deposit, it is held on the renter’s card, not charged, unless there is a damage claim.

How do I become a Founding or Volume Partner?

Email hey@davidferreira.dev with a few words about you and your gear, and Velko will review it. The Volume Partner rate is for qualified high-volume partners such as rental businesses, schools, clubs and frequent equipment owners. The Founding Partner programme is open to new owners, by approval, and owners who already list on Velko keep 8% as Founding Partners. Its eligibility and duration are set by the published programme terms. Until a tier is approved, you are on the Standard rate.

Email hey@davidferreira.dev

Who qualifies as a Founding Partner?

Existing owners with at least one published listing or a booking as owner before the activation cutoff qualify for Founding Partner commission. This applies to private owners, schools and shops. Accounts with only drafts and no bookings default to Standard. Founding Partner applications are open to eligible early partners, including owners joining the Ericeira and Peniche launch. New owners default to Standard; the 8% rate requires approval from Velko.

Contact us about eligibility

When do the new rates start, and what about my existing bookings?

Until the new pricing model activates, every owner pays the current 8% commission. Already-confirmed bookings keep their original commission. The new rates apply to future bookings after activation. The rate for each booking is fixed when it is made and shown before you accept it.

Does the commission include VAT?

Yes. The percentage is everything Velko takes from you: any VAT due on Velko’s commission is included in it. You remain responsible for any taxes due on what you earn.

More questions about renting, deposits or handovers? See Support.

Behind the build

A two-sided marketplace, end to end.

Velko is a product by David Ferreira — the SwiftUI app and its design system, the Supabase schema and edge functions that own pricing and booking state, and the Stripe payment, deposit and payout flows.

App

  • Swift 6
  • SwiftUI
  • iOS 17+
  • MVVM + typed coordinator
  • Modular Swift packages

Backend

  • Supabase Postgres
  • Edge Functions
  • Realtime
  • Storage

Payments

  • Stripe PaymentSheet
  • Stripe Connect payouts
  • Deposit holds
  • Webhooks

Craft

  • Sign in with Apple & email code
  • Offline-safe upload queue
  • Reduce Motion–aware motion
  • Dark mode
Get in touch

Life’s better on the water.

Velko is launching in Portugal on iPhone and Android. If you run a school or shop, have gear to share, or want to talk about building something similar, I’d like to hear from you.